Professional Indemnity For Media Services

Up to the Indemnity Limit for Damages and claimant’s costs for which You are legally liable to pay resulting from Claims first made against You during the Period of Insurance together with Defence Costs and Expenses and arising out of the ordinary course of Media Services, in consequence of:

a) Defamation or other tort related to disparagement of character, reputation or feelings of any person or organisation including libel, slander or defamation, product disparagement and malicious falsehood;

b) Unintentional breach of confidentiality or other invasion, infringement or interference with rights of privacy or publicity including false light and the public disclosure of private facts;

c) Unintentional infringement of intellectual property rights including copyright, title, slogan, trademark, trade name, domain name or metatag, moral rights, misappropriation of formats, characters, trade names, character names, titles, plots, musical compositions, voices, slogans, graphic material or artwork, passing off and plagiarism and commercial appropriation of name or likeness;

d) Unintentional breach of a licence to use a third party’s trademarked or copyrighted material but only to the extent that use exceeds the express limitations in the licence regarding territory, duration or media in which the material may be used and only when made as a part of a claim under c) above;

e) Breach of comparative advertising regulations;

f) The loss of or damage to Documents;

g) Unintentional transmission of a Virus;

h) The failure to protect against unauthorised access to, unauthorised use of, or a denial of service attack against Your Computer system;

i) Misuse of any information which is either confidential or subject to statutory restrictions;

j) Negligent act, negligent error, negligent omission, negligent misstatement or negligent misrepresentation or breach of professional duty;

k) Dishonest, fraudulent or malicious act or omission of any former or present Employee (which term, for the purpose of this clause alone, shall not include any principal, partner, member or director of Yours) provided that no indemnity shall be given in the event that any principal, partner, member or director of Yours conspired to commit or condoned any such dishonest, fraudulent or malicious act or omission;

l) Any other civil liability not otherwise excluded;